Terms of Service
1. What Kredit za Sekogo is
Kredit za Sekogo is an independent matching and referral service. Tell us what you need and we match you with a licensed lender operating in North Macedonia. We are not a bank or lender, and we do not make credit decisions of any kind.
2. Using the site
Using Kredit za Sekogo is free and does not require you to open an account or apply for anything. By using the site you agree not to misuse it — for example by scraping it at scale, attempting to disrupt it, or submitting false information through any form we provide.
3. Representative figures
Amounts, terms, APRs and premiums shown on Kredit za Sekogo are illustrative examples for reference, based on information published by our partners at a point in time. They are not a quote, an offer, or a guarantee of the terms you will personally be offered — your actual terms depend on the partner's own assessment. Always confirm exact figures directly with the partner before signing anything.
4. Referral fees
We may receive a referral fee from a partner if you go on to take out a loan or policy after clicking through from Kredit za Sekogo. This never affects the rate, fee or premium you are offered, and it never changes the order offers are shown in beyond the filters you choose.
5. No advice
Nothing on Kredit za Sekogo is financial, legal or tax advice. We provide information to help you decide; the decision to borrow money, and with whom, is entirely yours.
6. Liability
We try to keep the information on this site accurate and current, but we cannot guarantee that every figure reflects a partner's live terms at every moment. To the extent permitted by Macedonian law, Kredit za Sekogo is not liable for decisions made based on information shown on the site, or for the acts of any partner you apply with.
7. Governing law
These terms are governed by the laws of North Macedonia. Disputes are subject to the jurisdiction of the competent courts in North Macedonia.
8. Contact
Questions about these terms: support@credits.ocslive.com.